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  • Low fixed rates
  • Amounts up to $20,000*
  • Flexible terms up to 5 years
  • No application fee or annual fees
  • Automatic payments from your account
  • No prepayment penalties


Loan Example for Debt Consolidation Loan APR** Monthly Payment
$10,000 for 36 months 6.99% $308.79
$20,000 for 48 months 6.99% $478.95
$20,000 for 60 months 6.99% $396.04



*Loan amount available to applicants depending on credit rating.

**APR used in the above examples are as of February 15, 2023. The rate and APR you receive will be based on your credit history and other factors. The interest rate includes a 0.25% discount for registering automatic payments from the PSFCU checking account on which the loan was issued.

All loans are subject to credit approval and verification. Applicant must be at least 18 years old. Products and rates are subject to change without notice. Products are not available in all states. PSFCU membership is required. Other restrictions may apply. The calculations shown above are examples and are not representative of actual loans. PSFCU is not responsible for errors in the calculation examples.



How to Apply

To apply for please visit one of our branch locations, call our Member Services Center at 1.855.PSFCU.4U (1.855.773.2848), or APPLY ONLINE!

Apply Now

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