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Recognizing that each real estate transaction may be unique, PSFCU will provide an innovative and flexible program to fit your specific needs. Our commercial mortgage financing program includes the following property types:

  • Owner and non-owner occupied properties
  • Rental housing, mixed use properties, condo units, retail and offices
  • Commercial facilities for operation of the borrowing entity or affiliated business
  • Investments real estate holdings



  • Flexible payment terms
  • LTV up to 80%*
  • Loan term up to 15 years
  • Amortization term – 30 years
  • Short term 5yr or 3yr fixed rates and variable rates**
  • No prepayment penalty
  • Eligible Lien position: first mortgage or second, if the first mortgage is held by the PSFCU
  • Affordable closing cost


* LTV requirement may vary depending upon collateral, type of transaction and credit risk.
** The rate you receive will be based on your credit history and other factors. All loans are subject to credit approval and verification. Products and rates are subject to change without notice. Products are not available in all states. Other restrictions may apply.



How to Apply

The application for Investment Property Financing & Commercial Mortgage Loans as well as other documentation must be submitted on paper at one of PSFCU branches. The applicant must complete the application by providing all required information. Download the documents by clicking link below.

Business Lending Documentation

For more information visit one of our branch locations, or contact our Member Services Center at 1.855.PSFCU.4U (1.855.773.2848).

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