Go to main content
Open an Account


  • Low fixed rates
  • Finance a car purchase from a dealer or private party or refinanced from other financial institution
  • No application or annual fees
  • Automatic payments from your account
  • No prepayment penalties
  • Up to 100% financing of purchase price, registration and taxes with maximum loan amount of $100,000 for a new car
  • Up to 100% financing of vehicle value with maximum loan amount of $60,000 for a used car
  • Flexible terms up to 7 years for a new and used car
  • Used Auto must not be older than 5 years


Loan Example for Auto Loan APR* Monthly Payment
$20,000 for 36 months 3.750% $588.36
$20,000 for 48 months 4.750% $458.28
$20,000 for 84 months 6.550% $297.63


*APR used in the above examples are as of June 29, 2023. The rate and APR you receive will be based on your credit history and other factors.

All loans are subject to credit approval and verification. Applicant must be at least 18 years old. Products and rates are subject to change without notice. Products are not available in all states. PSFCU membership is required. Other restrictions may apply.The calculations shown above are examples and are not representative of actual loans. PSFCU is not responsible for errors in calculations.


How to Apply

To apply please visit one of our branch locations, call our Member Services Center at 1.855.PSFCU.4U (1.855.773.2848), or APPLY ONLINE!

Apply Now

Go to main navigation