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Vehicle Loans


  • Up to 100% of purchase price for new and used vehicles
  • Up to 80% for new commercial vehicles and 75% for used commercial vehicles
  • Flexible repayment terms
  • Loan terms up to 7 years
  • Low fixed rates*
  • No pre-payment penalties
Equipment Loans


  • Up to 80% of purchase price for new equipment, and up to 75% for used equipment
  • Flexible repayment terms up to 10 years
  • Low fixed rates*
  • No pre-payment penalties
Other Term Loans


  • Loan repayment terms up to 7 years
  • Affordable pricing*
  • No pre-payment penalties
  • Pledge of shares on account with PSFCU will speed up the process and reduce the cost


*The rate you receive will be based on your credit history and other factors. All loans are subject to credit approval and verification. Products and rates are subject to change without notice. Products are not available in all states. PSFCU membership required. Dollar limits apply. Other restrictions may apply. Please contact PSFCU for details.



How to Apply

The application for Business Credit of Line as well as other documentation must be submitted on paper at one of PSFCU branches. The applicant must complete the application by providing all required information. Download the documents by clicking link below.

Business Lending Documentation

For more information visit one of our branch locations, or contact our Member Services Center at 1.855.PSFCU.4U (1.855.773.2848).

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