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  • Low fixed rates
  • Boat must be purchased from licensed dealer
  • Up to 100% financing available with maximum loan amount up to $100,000
  • Flexible terms up to 9 years – for a new, and up to 7 years for used boats
  • Used boat must not be older than 7 years
  • No application or annual fees
  • Automatic payments from your account
  • No prepayment penalties


Loan Example for Boat Loan APR* Monthly Payment
$20,000 for 36 months 6.250% $610.80
$20,000 for 48 months 6.250% $472.07
$20,000 for 60 months 6.250% $389.06


*APR used in the above examples are as of February 15, 2023. The rate and APR you receive will be based on your credit history and other factors.

All loans are subject to credit approval and verification. Applicant must be at least 18 years old. Products and rates are subject to change without notice. Products are not available in all states. PSFCU membership is required. Other restrictions may apply.The calculations shown above are examples and are not representative of actual loans. PSFCU is not responsible for errors in calculations.


How to Apply

To apply please visit one of our branch locations, call our Member Services Center at 1.855.PSFCU.4U (1.855.773.2848), or APPLY ONLINE!

Apply Now

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